| Retirement is never urgent until... |
| If you’re like many people, your retirement savings have not been growing consistently over the years. We’re not referring to th... |
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| Managers: Can We Agree on This? |
| Your public relations effort really should involve more than press releases, brochures and special events if you are to get your... |
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| Credit Card Companies Are Out for Your Money |
| You're probably thinking "Tell me something I don't know" but in this time of low interest rates you might be thinking that you'... |
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| The Advantages of Credit Cards |
| There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the cre... |
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| Is The Traditional Press Review Still A Business Tool Of The Future? |
| Press reviews are a common and basic feature for surveying the market situtation, your company’s public image and the coverage o... |
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| Ten Tips for Getting More Sales From Your Website |
| (1) Create a Direct Response Website, with the minimum number of pages possible (e.g. an Index Page, a Contact Page, and an Orde... |
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| A Singles Game of Real Estate |
| This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They of... |
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| Increase Your Income Through International Trade |
| If you operate a small business, you may feel that your income potential is quite limited. However, you can increase and diversi... |
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| Strategic Checklists |
| I've been through a couple of checklists in the past few days, and it's reaffirmed my faith in their effectiveness as a communic... |
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| Staying Sane While Wall Street Crashes |
| Everybody is riding the Wall Street Roller coaster. Even if you are not invested, the headlines scream out one word: PANIC!
... |
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| Why Small- and Medium-Sized Businesses Should |
| As the owner or an employee of a small- to medium-sized business, you might have never thought about media monitoring. Maybe you... |
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| Lies, Damn Lies and Mutual Fund Returns |
| How many times has this happened to you? You're at a social function and the conversation turns to investing. Pretty soon, peopl... |
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| Multiple Channels, Multiple Times |
| I've just been reading about the frustrations of a Human Resources manager. He's tired of having to answer the same questions ab... |
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| Is It Time To Hang Up On Investments In Wireless? |
| During the go-go days of the late 90s, capital was cheap and wireless service providers invested heavily amid ever increasing pr... |
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| PR: Focus on What Matters! |
| Sure, as a manager, you have a talented member of the PR team assigned to your department, division or subsidiary, or housed at ... |
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| Business Writing Tip: Question & Answer Format |
| Traditionally, business writing uses the "one thing after another" format, which usually means a plain recitation of the facts, ... |
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| Speaking Body Language |
| I observed an almost surreal event when I was a business student.
At the front of the classroom, an entrepreneur was practic... |
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| In Praise of Personal Pronouns |
| Rudolph Flesch, a pioneering advocate of readability, put great stock in the liveliness of the written word.
One way of gett... |
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| Getting Results from Your Writing & Speaking |
| When we communicate, we usually want something to happen. We want results. And, when we’re conscious of results, we’re seeking e... |
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| Focus on a Trade - Not a Discount |
| Smart buyers will always ask for a better price. Unfortunately, too many sales people and business owners automatically think th... |
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| Making Transitions |
| Ever notice how smoothly some speakers or writers move you through their speech or memo? It seems they effortlessly take you fro... |
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| Retirement or Financial Freedom? |
| In the past most people never retired. They died. The average life expectancy was much less than it is these days, and there wer... |
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| Long Distance and Phone Systems for Small Business |
| Telecommunication cost is always an obstacle for small business owners, especially if you need to call domestic or international... |
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| Persuasive Communication |
| Is all communication persuasive? Sometimes, it seems it is. At the least, we can say much of our communication includes a persua... |
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| The 8 Biggest Mistakes When Designing Portfolios - and How To Avoid Them |
| Are you as good an investor as you think? Do you consider yourself a well-informed investor able to anticipate and avoid nearly ... |
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| Want to Loosen Uncle Sam's Grip on Your Wallet? |
| Talking About Money
With Jim Larranaga
(ARA) - The average person pays more than $6,000 in federal income tax, according... |
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| Overcoming Resistance |
| Virtually any type of organizational change involves role transitions of some type. In light of role transitions, it is almost n... |
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| Avoiding Credit Card Traps |
| The next time you open your credit card statement, take a closer look at the small insert titled “changes to your credit card ag... |
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| Why Bosses Don't Get All the News |
| Not long ago, a friend who works in television complained that the industry has no interest in real business stories. And, I had... |
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| Three Foundation Stones for Building Organizational Integrity |
| When the stock market crashed in 1929, there were a lot of people who lost everything they had. You would think that the result ... |
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| Don’t Allow Yourself to Get Burned |
| I am not a big fisherman, but I do enjoy it whenever the opportunity comes my way. I have some friends who are fanatics and occa... |
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| Your Organization Is Only as Good as Your People |
| Let’s begin by singing the jingle from an old US Army commercial. Ready? Sing! “Be all that you can be, in the Aaaaarmy.” Now, d... |
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| The Three Largest Factors In Your Interest Rate |
| There are three major factors that affect how much you pay for a loan. Understanding these factors can save you time, money and ... |
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| Bosnia - An Economy in search of a State |
| Bosnia-Herzegovina (heretofore "Bosnia") is an artificial polity with four, tangentially interacting, economies. Serbs, Croats a... |
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| Slovenia - The Star Pupil |
| The most exciting event in Slovenia last week was when a group of young army recruits spat on the national flag and sang the ant... |
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| Write and Speak for the Ear |
| You and I may not aspire to write great books or make great speeches. But almost all of us want something to happen when we writ... |
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| Monitoring Macedonia |
| Close to 500,000 people - one in four - live under the poverty line in a country where the average monthly salary is less than 1... |
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| Hawala, or The Bank That Never Was |
| I. OVERVIEW
In the wake of the September 11 terrorist attacks on the USA, attention was drawn to the age-old, secretive, and... |
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| Cross-Cultural Communication:Grin and Jump In! |
| Multiculturalism is a reality in North America and for those of us who do business globally. The US has more legal immigrants ye... |
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| Once Upon a Conflict |
| Once upon a time there lived an innocent, hardworking manager. One day he dared to wander from the safety of his open-concept of... |
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| It's Not What You Think |
| My work in organizations involves dropping habitual ways of perceiving in order to contact a fresh and subtle perceiving “under ... |
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| The Macedonian Lottery |
| Every conflict has its economic moments and dimensions. The current conflict in Macedonia perhaps even more so.
The USA and ... |
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| Dating Tool: Confidence 101 |
| I’m over it. “There’s plenty of fish in the sea,” they say. Well, apparently I have been using the wrong bait. Nobody said datin... |
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| Top 10 Ways to Avoid Loan Fraud |
| Every year, misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud. B... |
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| Employers - Protect Yourself from Custody Battles that Hold Your Company Hostage |
| Child custody? How'd that get to be an employer's concern?
When an employee faces child custody litigation, it will effect t... |
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| This Old Business... |
| Not long ago I was asked to come out and take a look at a business that had been around for about 10 years... but the owner was ... |
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| Firing Underperforming Employees in Your Small Business |
| Here are a few tips on how to hand out pink slips when it comes time to terminate an employee.
As a small business owner wit... |
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| Alarming Marketing Trend |
| One key discipline of successful direct marketing has been to test marketing communications tactics to continually improve resul... |
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| Don't Discount Offline Business Opportunities |
| So many people automatically think of Internet businesses first now days. Why? Because they're relatively cheap and quick to set... |
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| The Second Coming in Albania |
| Blessed with Chinese GDP growth rates (7-8% annually in each of the last 3 years) and German inflation (4%, down from 32% in 199... |
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| Cultural Awareness - an HR perspective |
| The use of cultural awareness training has increased rapidly in the majority of global companies over the last decade.
My ex... |
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| Tax Information for Small Businesses |
| (ARA) - The IRS publishes a lot of tax information to help small business owners and there are many ways to get it. You can alwa... |
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| 10 Fool Proof Ways To Intensify Your Profits |
| 1. Create benefit intensifiers for your list of ad copy benefits. Example, The Benefit: "Save More Time", The Benefit's Intensif... |
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| Buying New Construction...How Do I Begin? |
| The prospect of shopping for a new construction residence can be quite daunting, but the rewards of owning a brand new home out-... |
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| Managers: Why Not PR Like This? |
| I mean public relations that presumes from the get-go that the right message, strategy and communications tactics can change per... |
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| PR: What's the Point? |
| Here’s the point: people act on their own perception of the facts before them, which leads to predictable behaviors about which ... |
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| Freedom! The Battle Cry of the Business Owner |
| "I wanted freedom from a boss so I started my own business. Now I need freedom from my business because it's running my life." S... |
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| Speak With E's Part 3 |
| “Educate, Energize, Entertain, and provide an experience for your audience”
1. Use direct eye contact. You can focus on one ... |
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| 11 Moments of Truth |
| These moments come when a customer or client…
1. Hears someone else praise you or your work.
2. Likes your physical pres... |
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| Make Sure You Get The Customer Perspective |
| Businesses that fail, often forget to seek out the customer perspective. I have talked to some folks at businesses that were les... |
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| Top 10 Ways to Turn Clients Into Raving Fans |
| Do you find great joy in being a coach? If so, you will find that your enthusiasm is contagious and will attract clients. Be sur... |
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| Using Sector Funds to Construct Diversified Mutual Fund Portfolios |
| ‘Sector funds are too risky.’ ‘I doubled my money with Fidelity Select Technology in 12 months!’ ‘Avoid sector funds.’ If all of... |
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| Self Promotion Is Easy and Fun |
| Stop thinking of marketing in the traditional sense of advertising – the thousands of ads interrupting your day via mail, spam, ... |
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| Identifying your Niche |
| The Internet has become a valuable source of information and purchasing tool for today’s consumer. With the click of a mouse you... |
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| Speak With E’s Part 2 |
| “Educate, Energize, Entertain, and provide an experience for your audience”
1. Use the “Rule of 3.” The most successful spea... |
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| Don't Sell Your House--Ever! |
| Keeping your existing house when you buy a new one could be THE most profitable financial decision you could make. Consider the ... |
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| 6 Ways Small Businesses Can Survive In A Crazy Economy |
| Contrary to popular belief, small businesses can survive a crazy economy by taking some proactive steps.
1. Provide spectacu... |
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| Private Mortgage Insurance (PMI) |
| If your down payment on a home is less than 20 percent of the appraised value or sale price, you must obtain private mortgage in... |
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| The Fastest Way to Ruin Yourself |
| I don’t know many people who would admit to wanting to ruin themselves, but there are a lot of people who are doing everything t... |
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| Beating The Business Blues |
| internet marketing is a wonderful business, but if you are like me, there are days w... |
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| The Seven Secrets to New Age Leadership |
| Did you ever notice that In our American culture, we have the tendency to look outside of ourselves for leadership? That’s a tra... |
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| From An Insider’s View These Items Are A Must Before Making The Decision To Purchase Any Off-The-Shelf Software For Your Business |
| 1. What determines the software price? Is it Per Seat or Per User or Per Processor?
The cost of software is determined in ma... |
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| Prepaid Phone Cards Will Save You Money On All Your Long Distance Calls |
| If you make a lot of long distance phone calls, you may find that you can |
| Top 7 Steps to Better Public Speaking |
| Whether you want to be a part time, full time or BIG time speaker you must speak, speak, speak. At first, deliver 25-30 minute f... |
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| You Deserve To Retire Early |
| The fact is that most people continue to work for a living, because they don’t have the means to live without that income. Do no... |
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| How Well Do You Speak? |
| The ability to speak well can enhance your career, clinch a sale, sell a point of view and increase your business productivity.... |
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| Individual Health Insurance Plans |
| When looking for individual health insurance plans it's important to remember that generally you'll find better rates if you dea... |
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| The Millionaire's Favorite Author |
| YOU WON'T FIND W.G. HILL ON ANY BEST SELLER LISTS, BUT IT'S HARD TO FIND A MILLIONAIRE WHO HASN'T READ MOST OF HIS $100 "SPECIAL... |
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| 5 Things In Selecting The Best Mortgage - You Should Know |
| Your goal is not only to find the best rates and programs, by searching through a huge number of lenders products, and save your... |
| |
| The Network Within |
| When you hear the word “networking”, what comes to your mind first?
You probably think about going to a job fair or asking a... |
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| Health Insurance, medical insurance and individual health insurance plans. |
| Health insurance is something that everyone needs today. The rising cost of visiting a health care provider or a hospital stay m... |
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| Three Planning Myths |
| Are you -- like 70% of business owners -- working without a plan? Here are three myths that need to be dispelled about strategic... |
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| Choosing Affordable Health Insurance For Children |
| In most cases, private health insurance comes through a person's employer, who picks up the majority of the cost of premiums. Ho... |
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| Small Cards, Big Ideas: Alternative Uses for Business Cards |
| Aggressive business card marketing isn't about handing your business cards out to everyone you see. The card itself must have a ... |
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| Islam in the Workplace |
| Suggested practice for HR personnel
Muslims now form one of the largest religious groups in the UK. At a time when great mis... |
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| The Cost of Going Public in the United States |
| The following data is taken from "Going Public" by James B. Arkebauer (1994) and the IPO cost website at: |
| |
| How to Enhance Quality in Your Business |
| Every business must strive to provide quality products and services to customers. To achieve that objective the company must dra... |
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| Insurance For The Self Employed And Those Seeking Health Insurance |
| First of all, congratulations on deciding to go out and make it on your own. The rewards and excitement of making it on your own... |
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| All Successful Entrepreneurs Do This |
| Everyone wants to make money! Some want to |
| Cheap Health Insurance rates and personal health insurance. |
| If you've been out of school for a couple of years or perhaps just graduated from college, you're probably a candidate for cheap... |
| |
| How To Save Money On Long Distance Calling Cards And Cheap Phone Cards |
| In the old days (7-10 years ago) there were no long distance calling cards and cheap phone cards so it could cost you a ton of m... |
| |
| How a Photoswitch Saved My Job |
| In 1996 I was employed as maintenance supervisor at an olive cannery in the heart of California’s fertile San Joaquin valley. We... |
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| Calling Cards and Prepaid Phone Cards To Help You Save Money |
| You can now save quite a bit of money on your long distance calling simply by using prepaid phone cards. It wasn't too many year... |
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| The Secret to More Winning Trades is as Simple as Avoiding This Common Mistake |
| If you’re a normal human being, your need to feel good about yourself probably causes you to sell your winners too soon – and --... |
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| New Book Demystifies How To Protect and Grow Wealth With Ease |
| Ask investors what their primary financial concern is and most will respond with how to protect and grow their wealth properly. ... |
| |
| Let The Market Choose Your Price? |
| Setting the correct price is hard for any on-line business, and there are plenty courses and manuals dedicated to this delicate ... |
| |
| Online Forex |
| Q1: When you consider that the foreign exchange market has become the world's largest financial market, with over $1.5 trillion ... |
| |
| The Convenience Of Prepaid Wireless Service And Phone Cards |
| Prepaid wireless service and phone cards are a convenient, reliable way to make prepaid local, long distance and international c... |
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| Finding and using Prepaid International Calling Cards for your long distance phone service. |
| Prepaid international calling cards for your long distance phone service have many advantages and perks over simply dialing long... |
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| Help Your Kids Learn More About Managing Their Personal Economy |
| Remember when cash was a tangible commodity in all of our personal economies? As kids, we went to the bank, shopped with our par... |
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